UVAM / SUVA
What is UVAM / SUVA?
UVAM (Unfallversicherungsanstalt in German) or SUVA (Caisse nationale suisse d'assurance en cas d'accidents in French) is Switzerland’s National Accident Insurance Fund. It is responsible for providing mandatory accident insurance to employees and specific self-employed individuals, ensuring protection against workplace accidents and occupational diseases.
Key Features of UVAM/SUVA:
- Mandatory Coverage: All employees in Switzerland must be insured for occupational accidents and illnesses.
- Comprehensive Protection: Includes medical treatment, daily allowances, and disability or survivor pensions.
- Employer-Funded: Contributions are paid by employers, with non-occupational accident coverage optionally extended and shared with employees.
Who Is Covered?
- All employees working in Switzerland, regardless of nationality or contract type
- Self-employed individuals in designated high-risk professions
- Trainees, apprentices, and certain jobseekers during training or internships
Core Services Provided:
- Accident Prevention: Workplace safety training and risk assessment support
- Rehabilitation: Medical and professional reintegration for injured workers
- Compensation: Financial support during recovery or long-term incapacity
Why UVAM/SUVA Matters for Employers:
Adhering to SUVA regulations is not only a legal obligation but a key component of workplace safety and risk management. Failure to comply can result in serious legal and financial consequences. Understanding SUVA's requirements ensures that both your business and your employees are protected.
🔗 Learn more about how we help businesses stay compliant with Swiss labor and insurance laws on our HR & Payroll Services in Switzerland page.
